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Funeral expenses and meeting the costs

Funeral expenses fall into three main categories.

  1. Disbursements (These costs are fees incurred by us on your behalf. They include: Doctors fees related to the issue of the medical certificate issued for cremation, Minister or Celebrants fees, obituary announcements in newspapers, cremation or burial fees, organist or other musician's fees. Any other costs associated with third parties engaged as part of the funeral ceremony).

  2. Funeral directors professional fees.

  3. Supplementary services. (Coffin and additional transport, floral tributes, funeral stationery, cremated remains caskets, memorial masonry and other bespoke memorial items).

We will provide you with a written estimate of funeral expenses at the time of arrangement. Disbursement payments are required prior to the funeral taking place by way of a deposit. The final invoice will normally be sent after the funeral either to you or directly to a bank, building society or solicitor in accordance with your instructions.

If you feel meeting the funeral costs may be difficult you may be able to make a claim from social fund. We can help you complete the SF200 form and this can be sent to the department for work and pensions. Likewise you may be able to apply for a budgeting loan using the SF500 form. These payments are not guaranteed and you will need to meet strict criteria to be eligible. (Please inform us at the earliest opportunity if cost is an issue).

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